Enrollment closes at 11:59 PM on May 12, 2026. If you miss the deadline, your current elections will carry forward — but you will not be able to add, drop, or change coverage until next year unless you experience a qualifying life event.
Plan Year: June 1, 2026 – May 31, 2027
Open enrollment for the 2026–2027 plan year is your opportunity to review, update, or change your benefit elections. Take time to explore your options and make the best choices for you and your family.
Action required this year.
Welcome to your 2026–2027 benefits enrollment. This site is your one-stop resource for reviewing your medical, dental, vision, and supplemental coverage options for the upcoming plan year.
Take a few minutes to explore each benefit and complete your enrollment elections by the deadline. If you have questions, your benefits team is here to help — see the contact information below.
Calvary Port Saint Lucie offers a comprehensive benefits package to full-time employees working 30 or more hours per week. Your benefits include medical, dental, vision, life and disability insurance, supplemental coverage options, and a legal plan. Review each benefit below and complete your enrollment through Employee Navigator.
UnitedHealthcare — NHP Plans: (844) 634-1229 · UHC Plan: (800) 782-3740 · myuhc.com
Three medical plans through UnitedHealthcare. The two NHP plans are in-network only HMO options with copay-based access. The UHC POS HSA plan offers in- and out-of-network coverage and is HSA-qualified.
| Feature | NHP HMO $3,500 Ded | NHP Flex HMO $2,500 Ded | UHC POS HSA $4,500 Ded |
|---|---|---|---|
| Network | NHP HMO/POS | NHP HMO/POS OA (FL) / Choice (out-of-state) | Choice Plus (In/OON) |
| Deductible (S/F) | $3,500 / $7,000 | $2,500 / $5,000 | $4,500 / $9,000 |
| OOP Max (S/F) | $7,500 / $15,000 | $7,500 / $15,000 | $4,500 / $9,000 |
| Coinsurance | 30% | 20% | 0% after ded |
| Primary Care | $40 copay (PCP required) | $25 copay (PCP required) | 0% after ded |
| Specialist | $90 copay | $40 copay | 0% after ded |
| Urgent Care | $75 copay* | $50 copay* | 0% after ded |
| ER | 30% after ded* | $750 copay* | 0% after ded |
| Telehealth | Free virtual visits; PCP $40 / Spec $90 | Free virtual visits; PCP $25 / Spec $40 | 0% after ded |
| Rx (Gen/Pref/Non-Pref) | $10 / $60 / $100 | $10 / $60 / $100 | 0% after ded |
*Voluntary GAP benefit may apply to these services.
Dependent coverage extends to age 30 (FL statute). All plans include Designated Diagnostic Provider (DDP) benefits for reduced imaging and lab costs.
Sun Life — (800) 247-6875, Opt 4 · sunlife.com
| Feature | PPO Plan |
|---|---|
| Network | Sun Life Dental Network |
| Deductible (Single / Family) | $50 / $150 (in-network) · $100 / $300 (out-of-network) |
| Deductible Waived for Preventive | Yes |
| Annual Maximum | $2,500 |
| Preventive (Type 1) | 100% |
| Basic (Type 2) | 100% in-network · 80% out-of-network |
| Major (Type 3) | 50% |
| Orthodontia (Type 4) | 50% — adult & child to age 26 — $1,000 lifetime max |
| Out-of-Network Reimbursement | Fee Schedule |
Dependent coverage to age 26.
Sun Life / VSP — (800) 877-7195 · vsp.com
| Feature | Vision Plan |
|---|---|
| Network | VSP |
| Exam Copay | $10 |
| Materials Copay | $10 |
| Frequency (Exam / Lenses / Frames) | 12 / 12 / 24 months |
| Single, Bifocal, Trifocal, Lenticular Lenses | Covered in full after copay |
| Frames Allowance | $250 |
| Contacts (Elective) | $250 |
Dependent coverage to age 26.
Mutual of Omaha — (800) 769-7159 · mutualofomaha.com
Employer-Paid Basic Life & AD&D: $50,000 for all eligible full-time employees.
Voluntary Life & AD&D:
| Feature | Employee | Spouse | Child(ren) |
|---|---|---|---|
| Benefit Amount | $10,000 increments up to $300,000 (not to exceed 5x salary) | $5,000 increments (not to exceed 100% of employee amount) | $10,000 (14 days to age 26) |
| Guarantee Issue (New Hire) | Up to $50,000 | Up to $25,000 | — |
Mutual of Omaha — (800) 769-7159 · mutualofomaha.com
Voluntary Short Term Disability:
| Feature | STD |
|---|---|
| Elimination Period | 7th day accident / 7th day sickness |
| Maximum Weekly Benefit | 60% of weekly salary up to $1,000 |
| Benefit Duration | 12 weeks |
| Pre-Existing Period | 3 months / 6 months |
Voluntary Long Term Disability:
| Feature | LTD |
|---|---|
| Elimination Period | 90 days |
| Maximum Monthly Benefit | 60% of monthly salary up to $3,000 |
| Benefit Duration | Later of age 65 or SSNRA |
| Own Occupation | 24 months |
| Pre-Existing Period | 3 months / 12 months |
Eligibility: full-time employees working 30+ hours per week.
Employee Benefits Corporation (EBC Flex) — (800) 346-2126 · ebcflex.com
A Health Savings Account (HSA) lets you set aside pre-tax dollars to pay for qualified medical expenses. Available to employees enrolled in the UHC POS HSA $4,500 Deductible Plan.
HSA funds can be used for a wide range of eligible expenses including medical copays and deductibles, dental and vision care, prescriptions, lab tests, mental health services, and medical supplies.
Transamerica / Amwins (TransConnect) — (800) 476-4491 · webtpa.com
Supplemental medical expense insurance that covers out-of-pocket costs such as deductibles, copays, and coinsurance in both inpatient and outpatient settings.
Inpatient Hospital Benefits:
| Option 1 | Option 2 | |
|---|---|---|
| Per Covered Person | $1,000 | $2,000 |
| Family Maximum | 3 times per family | 3 times per family |
Outpatient Hospital Benefits:
| Option 1 | Option 2 | |
|---|---|---|
| Per Covered Person | $1,000 | $2,000 |
| Family Maximum | 3 times per family | 3 times per family |
Ambulance Benefit:
| Option 1 | Option 2 | |
|---|---|---|
| Per Covered Person | $2,000 | $2,000 |
| Family Maximum | 3 times per family | 3 times per family |
Covers inpatient hospital stays, inpatient procedures, outpatient surgery, imaging, ER/urgent care treatment, and ambulance transportation within 72 hours of an accident.
Mutual of Omaha — Group Hospital Indemnity — (800) 769-7159 · mutualofomaha.com
Cash benefits to help cover medical expenses and daily living costs during a hospital stay.
| Coverage Type | Benefit |
|---|---|
| Hospital Admission | $1,000 per admission |
| ICU Admission | $2,000 per admission |
| Daily Hospital Confinement | $100 per day |
| Daily ICU Confinement | $200 per day |
Mutual of Omaha — Group Accident — (800) 769-7159 · mutualofomaha.com
Voluntary accident insurance pays benefits for on- and off-the-job accidents, in addition to other coverage you may have in place.
| Coverage Type | Benefit |
|---|---|
| Hospital Admission | $2,000 |
| Hospital Confinement | $500 per day |
| ICU Confinement | $1,000 per day |
Also covers accidental death, dismemberment, dislocation or fracture, ambulance service, medical expenses, and outpatient physician treatment.
Mutual of Omaha — Group Critical Illness — (800) 769-7159 · mutualofomaha.com
Lump-sum cash benefit paid directly to you after a covered diagnosis, to use for non-medical expenses that health insurance may not cover.
| Coverage | Benefit Amounts |
|---|---|
| Employee | $10,000 · $20,000 · $30,000 |
| Spouse | $5,000 · $10,000 · $15,000 (50% of employee amount) |
| Child(ren) | 50% of employee benefit, up to $15,000 |
Employee must elect coverage to enroll spouse. Child coverage from birth to age 26. Benefit amounts are guaranteed issue.
Preferred Legal Plan — $13.95/month · (888) 577-3476 · preferredlegal.com
Full-service legal representation including divorce, traffic tickets, real estate, bankruptcy, wills, probate, DUI, immigration, credit repair, child support, custody, foreclosures, criminal defense, personal injury, landlord-tenant disputes, and more.
No long-term contracts. Portable. All pre-existing issues covered.
Mutual of Omaha — Value-Added Services — (800) 316-2796 · mutualofomaha.com
Employee Assistance Program (EAP) — (800) 856-9947
Confidential support for personal or job-related concerns including emotional well-being, family and relationships, and legal and financial matters. Available 24/7 with three face-to-face sessions for employees and eligible dependents.
Travel Assistance — (800) 856-9947 (US) · 312-935-3658 (international collect)
Worldwide access to medical referrals, emergency assistance, identity theft protection, and emergency travel support. Covers you, your spouse, and dependent children on trips up to 120 days, more than 100 miles from home.
Will Preparation by Epoq — willprepservices.com (Code: MUTUALWILLS)
Free online will preparation including Last Will & Testament, Power of Attorney, Healthcare Directive, and Living Trust.
Full-time employees working 30 or more hours per week are typically eligible for benefits. Eligible dependents generally include your spouse, children under 26 (natural, step, adopted, or under legal guardianship), and adult children over 26 who are unable to support themselves due to disability.
Changes to benefit elections outside of open enrollment require a qualifying life event reported to HR within 30 days:
The current plan year is June 1, 2026 – May 31, 2027. If you're a current eligible employee, your coverage continues throughout the plan year. If you're a new hire, your benefits start after your applicable waiting period, and coverage is then effective First of the month following date of hire. See the New Hires section for details on what you'll need to enroll.
If you miss your initial enrollment window, you'll need to wait until the next Open Enrollment — or experience a qualifying life event (marriage, birth, etc.) within the past 30 days. Outside of those windows, mid-year benefit changes generally aren't allowed.
Most carriers offer ID cards through their member portal or mobile app within a few weeks of your enrollment. You can also reach out to the carrier directly using the contact information in the Carrier Directory. If you can't locate yours or have questions, contact your Benefits Team for help.
When your employment ends, your benefits will continue through the end of your termination month or until the date specified by your plan. You may be eligible to continue coverage through COBRA — your HR team will provide details and election forms. Reach out to your HR team for plan-specific information.
For claims questions, contact your carrier directly using the phone number in the Carrier Directory. For help understanding your benefits, deductible status, or what's covered, your Benefits Team can also assist.
Full-time employees working 30 or more hours per week are eligible for benefits upon satisfying the applicable waiting period. Coverage is effective First of the month following date of hire following the end of your waiting period.
You have 30 days from your benefits eligibility date to enroll. Missed deadlines require waiting until next open enrollment or a qualifying life event.
Your dedicated enrollment support
Your UnitedHealthcare plan now comes with great wellness incentives built right in — earn up to $300 through UHC Rewards, get free 24/7 Virtual Visits, access OnePass Select gym memberships, the Calm Health app, 24/7 EAP support, and more. Check out the resources below to see what's included and start using them.
Plan summaries, forms, and resources for your reference.
| Name | Phone | |
|---|---|---|
| Human Resources | hr@calvarypsl.com | (772) 871-1702, Ext. 120 |
No carriers match your search.
UnitedHealthcare
Medical (NHP Plans)
(844) 634-1229
Visit site
NHP HMO plans — in-network only
UnitedHealthcare
Medical (UHC Plan)
(800) 782-3740
Visit site
UHC POS HSA plan — in- and out-of-network
Sun Life
Dental
(800) 247-6875, Opt 4
Visit site
Sun Life
Vision
(800) 877-7195
Visit site
Employee Benefits Corporation
HSA
participantservices@ebcflex.com
(800) 346-2126
Visit site
Transamerica / Amwins
GAP
(800) 476-4491
Visit site
TransConnect Supplemental Medical Expense Insurance
Mutual of Omaha
Accident, Hospital Indemnity, Critical Illness
(800) 769-7159
Visit site
Mutual of Omaha
Life/AD&D, STD/LTD
(800) 769-7159
Visit site
Preferred Legal Plan
Legal
(888) 577-3476
Visit site
Mutual of Omaha
EAP
(800) 856-9947
Visit site
